填benefit的时候medical选了after tax,上个月添加闺女信息的时候改成了pre tax,结果发现扣税少了,用刚收到的W2预估了一下退税,对比pre tax 跟after tax,发现20年至少相差2000+刀 😭😭然而我前几年全部都是after tax
谷歌了一段
The main difference between pretax and after-tax medical payments is the treatment of the money used to purchase your coverage. Pretax payments yield greater tax savings, but after-tax payments present more opportunities for deductions when you file your tax return.
不懂当初为啥没有搜一下pre tax跟after tax的区别,and 学校又不是self employed 搞个after tax有啥意义,为了坑人么 😭😭😭